Explore Top RuPay Credit Card Offers on MyRupaya – India’s Ultimate Savings Hub
Step into MyRupaya, the go-to platform for discovering top RuPay credit card deals across India. From everyday purchases to premium lifestyle expenses, MyRupaya ensures you maximize your savings on every swipe.
On our RuPay Offers page, you’ll find exclusive cashback deals, discounts, and reward programs from leading banks like SBI, HDFC, and IDFC FIRST—all curated to suit your lifestyle. With MyRupaya, comparing and selecting the perfect RuPay card has never been simpler.
Know More About MyRupaya
MyRupaya is a comprehensive credit card discovery tool designed to help users optimize savings across cards and merchants. Users can instantly view active offers and reward programs across categories and banks.
Here’s what makes MyRupaya stand out:
* Discount Finder: Instantly finds discounts on food delivery, flights, and movies.
* Compare Banks: Compare cashback rates, annual charges, and reward structures.
* RuPay Offers Page: Dedicated section for RuPay credit and debit card benefits.
With MyRupaya, you’ll never miss a RuPay card offer again.
Benefits of Exploring RuPay Offers on MyRupaya
• Real-Time Updates: Never miss a new RuPay deal with instant updates.
• Smart Comparison: Evaluate multiple RuPay cards side by side.
• Smart Discovery: Find exclusive offers on food, movies, travel, and online shopping.
• Convenience: All RuPay offers consolidated in one place.
Be it an SBI, HDFC, or PNB RuPay card, MyRupaya helps match the right offer for your lifestyle.
What Makes RuPay Cards Unique
RuPay, launched by the NPCI, is India’s indigenous payment card network competing with Visa and Mastercard. It competes with global players like Visa and Mastercard while offering local benefits such as UPI integration and low transaction charges.
The reasons behind RuPay’s growing adoption include:
• Zero or low forex markup – ideal for Indian users.
• UPI Integration – pay directly through PhonePe, Google Pay, Paytm, or BHIM.
• Premium rewards and airport lounge access.
• Wide acceptance across India—from metro rides to IRCTC bookings.
RuPay credit cards are revolutionizing payments through security, affordability, and convenience.
Top 5 RuPay Credit Cards to Explore on MyRupaya Offers
Let’s discover the top five RuPay cards worth checking out today.
1. PhonePe SBI Card SELECT Black (RuPay) – Best for digital-first users
• ?1,500 welcome gift card
• ?5,000 travel voucher on ?5L annual spends
• 5% cashback on 1,000+ brands including Swiggy, Zomato, Myntra, and Uber
• 4 complimentary domestic lounges + 6 international visits via Priority Pass
Why it stands out: Premium UPI-enabled SBI RuPay card with unmatched travel and digital rewards.
2. Indigo IDFC FIRST Bank Credit Card (RuPay) – Perfect for frequent flyers
• Welcome vouchers worth ?8,000 from Indigo
• Milestone vouchers up to ?25,000
• 4 golf rounds + 12 golf lessons annually
• Low forex markup (1.49%) + free trip cancellation cover ?25,000
Why it stands out: The ideal RuPay travel companion offering luxury and savings.
3. PNB EMT RuPay Credit Card – Great for online shoppers
• ?3,000 welcome voucher + 300 reward points
• 2 domestic + 2 international lounge visits per year
• Co-branded with EaseMyTrip for flight and hotel discounts
Why it stands out: Combines government reliability with modern travel benefits.
4. Tata Neu Infinity SBI Card (RuPay) – Best for Tata ecosystem users
• 1,499 NeuCoins on joining
• Annual fee reversal on ?3L spends
• 8 domestic + 4 international lounge accesses annually
Why it stands out: Reward-heavy card for Tata brand loyalists.
5. IDFC FIRST Power Plus RuPay Select Credit Card – Perfect all-rounder
• Welcome gift worth ?1,650
• 5% off on movie tickets + complimentary roadside assistance
• Personal accident cover ?2L + lost card protection ?25K
• Quarterly domestic lounge access
Why it stands out: Combines lifestyle, travel, and UPI rewards under one roof.
Additional Top RuPay Card Options
If you’re exploring beyond the top five, check out these other recommended RuPay cards available for comparison on MyRupaya:
• Axis Bank RuPay Credit Card – Easy EMI and shopping convenience.
• Kotak RuPay Credit Card – Minimal fees, simple rewards.
• HDFC RuPay Credit Card – Cashback-enabled and UPI-compatible.
• ICICI Coral RuPay Card – Includes fuel and lounge benefits.
• PNB RuPay Platinum Credit Card – Free add-on and travel privileges.
• IndusInd Bank RuPay Credit Card – Best for food and entertainment.
• AU Bank RuPay Credit Card – Cashback on fuel, groceries, and travel.
• Canara Bank RuPay Credit Card – Zero annual fee for students.
• Union Bank RuPay Credit Card – Ideal MSME and business card option.
Steps to Link Your RuPay Card with UPI
You can now easily link your RuPay credit card to UPI for seamless payments. Follow these quick steps to start using your RuPay card on UPI apps:
• Open your UPI app.
• Go to Payment Methods / Bank Accounts.
• Choose Add Credit Card. credit card rupay
• Select your RuPay card’s issuing bank.
• Set your UPI PIN.
Once linked, you can use your RuPay card for QR and UPI payments while earning cashback.
Conclusion
India’s digital payment landscape is evolving rapidly, with RuPay cards at the forefront—offering a blend of security, UPI compatibility, and affordability. Whether you prefer travel, cashback, or shopping benefits—RuPay has something for all.
MyRupaya helps you make smarter financial choices by finding cards that maximize your savings.
FAQs on RuPay Credit Cards
1. What is a RuPay Credit Card?
A RuPay credit card is issued under NPCI’s domestic network and supports online, offline, and UPI payments.
2. Is my RuPay Credit Card accepted on UPI apps?
Yes, you can link your RuPay card with UPI apps like PhonePe, Google Pay, Paytm, and BHIM.
3. Which banks issue RuPay Credit Cards?
Banks such as SBI, HDFC Bank, Axis Bank, ICICI Bank, PNB, IDFC FIRST Bank, and IndusInd issue RuPay cards.
4. Do RuPay Platinum Debit Cards offer lounge access?
Yes, RuPay Platinum Debit Cards come with complimentary airport lounge benefits.
5. Which are the best RuPay Credit Cards?
Top options include the PhonePe SBI Card SELECT Black, Tata Neu Infinity SBI Card, and IDFC FIRST Power Plus RuPay Card.
6. Are RuPay prepaid cards available?
Yes, several banks issue RuPay prepaid cards for gifting or controlled spending.
7. How can I apply for a RuPay Credit Card?
Visit MyRupaya.in, explore the RuPay Offers page, compare options, and apply for your preferred card online.